Administering a benefits plan is an important job that requires time, effort, and education. With a new year underway, we thought it timely to provide a bit of a refresher to help you avoid mishaps and ensure the successful administration of your plan. Check your Business...
During Vital Partners’ recent panel discussion on Disability Management, panelists Jill Wilkie of Miller Thompson, Carol Laisnez of Dynamic Insight Corp., and Alannah Turner of Salopek Associates Inc considered duty to accommodate and provided examples of how these manifest in the workplace. Under Human Rights Legislation,...
You may have heard that the Alberta Dental Association and College (ADAC) recently released its first new Dental Fee Guide since 1997. The ADAC fee guide and details can be found here: Alberta Dental Association and College Dental Fee Guide How will this affect benefit plans? This...
The federal government has announced an increase in the employment insurance maximum insurable earnings for 2018. Starting on January 1, 2018, the maximum insurable earnings will be $51,700 per year. The maximum benefit amount will then be $547 per week. Benefits plans that participate in the...
Individual health plans and group benefit plans rarely cover 100% of every cost incurred by plan members throughout the year. Business owners and self-employed individuals have turned to setting up a health spending account (HSAs) to cover expenses that would normally be paid out of...
Increasingly, baby boomers are considering multi-generational vacations. When planning your next family vacation, here are a few important tips relating to travel coverage: Check your existing policies to make sure who is covered. The definition of “family” can vary between insurers. Are there discounts available...
Many people are covered with disability benefits through their workplace, and fewer still are covered by individual disability insurance policies. But what is the difference between these types of coverage, and what does the terminology mean? Group insurance contracts regularly stipulate that you are considered disabled...
In the event of a crisis, your family members or friends are often tasked with looking after your personal and financial affairs. The Canadian Life and Health Insurance Association as created an excellent tool to help keep track of your personal, household, and financial documents. The purpose...
Maintaining the health of your benefits plan is critical for both the protection of your employees and your organization as a plan sponsor. We could also call this blog post protecting ourselves from ourselves. Employees waiving health and dental benefits: It is common for employees to...
EMPLOYMENT LEGISLATION Fair and Family-Friendly Workplaces Act: Bill-17 brought Alberta up to the employment standards that most other provinces have enjoyed. The changes to the Employment Standards Code and Labour Relations Code will ensure that parents of critically-ill or injured children can take time off to...
