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A Tax-Effective Way To Offer Flexible Employee Benefits

Health spending accounts (HSAs) or Private Health Spending Plans (PHSPs) makes it easy for you to care for the foundation of your business: your people. The myHSA program makes it even easier.


myHSA Specifics

Ideal for:

  • Incorporated companies, self-employed individuals, and non-profit organizations

Company size requirements:

  • 1 or more employees


Only pay for what you use

  • no annual fee
  • no set-up fee
  • 10% administration fee on paid claims to a maximum of $250 per claim

Use what you need, when you need it.

With myHSA, you have access to a complete range of CRA-approved medical, dental and vision expenses including:

  • Services from practitioners such as naturopaths, massage therapists, and chiropractors
  • Prescribed medications including medical marijuana, and some vitamins and supplements
  • Health plan premiums

Seriously Tax-Effective.

Ideal for Business Owners:

  • Claims are 100% tax deductible
  • Control which employees are on the plan and the plan limit
  • Simple, paperless enrollment process
  • Works for companies of any size, with employees of any age
  • Can be used for wellness accounts
  • No pre-funding required
  • Can be used as your primary benefit program or to top up existing benefits
  • Positions your company well for recruitment and retention
  • Easy-to-use administrator portal


Ideal for Employees:

  • 1 or more employees
  • All claim reimbursements are 100% tax-free
  • Easy claim submission online or via mobile app
  • Claims paid quickly via EFT
  • Flexibility to direct dollars to your choice of medical and dental expenses
  • Access to products and services that are typically costly such as orthodontics and glasses
  • Clearly-defined annual allowance

Use what you need, when you need it. Ridiculously Simple.

Plan Set-up:

Contact Vital Partners for easy enrollment

Claim Submission:

Sign in online or use our myHSA app

1 – Pay for medical, dental and vision expenses using your personal account or credit card

2 – Take a picture of your receipt and enter a few details about your claim

3 – Your claim is reimbursed via EFT in 1-3 business days

Combine Your HSA With Other Benefit Options

We understand that one size does not fit all and are committed to creating packages that fit your company, your culture and your budget. We would be pleased to customize an innovative benefit solution for you.

Our full range of options includes:

  • myWSA (Wellness Spending Accounts)
  • Group Benefit Plans – Traditional and Flex Plans
  • Travel and Catastrophic Medical Insurance
  • Group Savings Plans
  • Individual Life, Disability and
  • Critical Illness Insurance


Get in Touch!