This is the home of all the news about Vital Partners, as well as our blogs, newsletters, and event notices. Check back often to see what is going on at Vital Partners.

Insurance Jargon, Decoded: Residual Benefits

What is a residual definition of disability? Disability insurance contracts, whether group or individual, are not created equal and it is important to review the definitions within the contract when reviewing or considering the purchase of coverage. One of the first things to look at is the...

Mortgage vs Individually Owned Life Insurance

Purchasing a home is a great achievement. However, a mortgage is a financial obligation which always needs to be paid-off. This is why insurance companies offer policies to cover your mortgage in the event that you pass away with a remaining balance on your loan. If...

Insurance Jargon, Decoded: Underwriting

Insurance underwriting is a term used to describe the process of assessing risk. Insurers want to make sure that they are collecting enough premium according to the individual’s risk. We use (the term) underwriting to describe an insurance application process. An underwriter or underwriting department are the individuals who are assessing...

Have you reviewed your benefits package lately?

No matter when your company’s year-end is, the start of a new calendar year brings us all into a fresh, renewed mindset. That’s why we want to share our annual review checklist so you can look back on the past year and plan ahead for...

Need to Know: Group Benefits – January 2016

It’s time for another edition of our monthly “Need to Know” series, where we rotate between our focus areas of Insurance and Employee Benefits. This month, our focus is on Benefits. Now that we have started the New Year, it may be a good time to...

Revisiting your Benefits Philosophy in Turbulent Economic Times

Lingering market turmoil in Alberta has forced employers in many industries to revisit their employee benefit programs in order to reduce costs. In these turbulent economic times, it is important to review your benefit plan philosophy to determine next steps. Some companies that have traditionally offered...

In the News: Business in Calgary, January 2016

How has the multi-generational workforce changed the benefits landscape? Our co-principal Jennifer Kirby shared her thoughts in the January issue of Business in Calgary. Here is an excerpt from the article called "Workplace Health and Wellness": "Health and wellness in the workplace is a very hot,...

Need to Know: Insurance – December 2015

It’s time for another edition of our monthly “Need to Know” series, where we rotate between our focus areas of Insurance and Employee Benefits. This month, our focus is on Insurance. In this month’s resource roundup, we are focusing on how to financially prepare for possible...

Insurance Jargon, Decoded: 31-day rule

One of the biggest advantages of being on a group plan is the fact that you or your dependents don’t have to answer health questions. But when your life changes, you have 31 days to report the change to the insurer through your HR department...