Traveller Stories – Real Examples of Insurance in Action

28 May Traveller Stories – Real Examples of Insurance in Action

Recently, TuGo released real examples of travel claims they assisted with in the last year. The stories reinforce the importance of emergency travel coverage and illustrate the limitations of provincial coverage when emergency medical situations arise out of country.

Bucket List ATV Excursion – $900,000

9-year Old’s Broken Arm – $30,000

Abdominal Pain in Puert0 Vallarta – $76,000

There is no need to leave your province of residence without good quality travel insurance coverage. It is affordable, simple to obtain, and comprehensive. Contact us before you leave!

Bucket List ATV Excursion – $900,000

While visiting friends in San Diego, Amir and his friends decided to head out on an ATV tour. When Amir hit a rut and landed on his back, the excruciating pain sent him to the hospital.

Test revealed a fractured spine with bone shards in his spinal canal. He required emergency surgery, an air ambulance, and hospitalization for 16 days before being returned to Canada via air evacuation.

  • Ground ambulance fees: $2,502
  • Hospital fees: $680,522
  • Air ambulance fees: $102,683
  • Doctors’ fees: $98,506
  • Radiology / Pathology fees: $5,389
  • Air evacuation fees: $40,599
  • Provincial healthcare: -$7,781
  • Total claim paid by TuGo: $922,419

 

9-year Old’s Broken Arm – $30,000

During a trip to a local park, 9-year old Madison slipped an fell on her arm. The intense pain and swelling sent Madison and her parents to the hospital.

The arm had to be set under general anesthesia, and Madison was discharged from the hospital with pain medication. Provincial healthcare covered less than 1% of the medical fees incurred from this injury.

  • Hospital fees: $24,430
  • Doctors’ fees: $6,974
  • Radiology fees: $276
  • Prescriptions: $42
  • Provincial healthcare: -$205
  • Total claim paid by TuGo: $31,518

 

Abdominal Pain in Puerto Vallarta – $76,000

At the end of a two-week vacation, 54-year old Linda was throwing the last few things into her suitcase. Sudden and acute abdominal pain sent her to a local clinic instead of the airport.

Doctors in Mexico were unable to control Linda’s symptoms and she and her friend were air evacuated back to Canada.

  • Hospital fees: $29,608
  • Air evacuation fees: $47,090
  • Provincial healthcare: -$225
  • Total claim paid by TuGo: $76,474